By Bintou Waggeh
The Social Security and Housing Finance Corporation (SSHFC) has announced the rollout of plot sales for the Mandinaba Housing Estate, a major housing development forming part of its 2026 Housing Delivery Program.
The project, described by SSHFC as one of its most significant public housing initiatives in recent years, is aimed at expanding access to affordable land, promoting home ownership and supporting The Gambia’s national development objectives.
Developed in line with the Corporation’s mandate and Corporate Strategic Plan (2022–2026), the Mandinaba Housing Estate covers approximately 54 hectares of land and is expected to provide about 1,000 residential plots within a planned modern community.
The estate has been designed to include essential infrastructure and public amenities such as roads, water and electricity networks, schools, religious facilities, market areas and other public-use spaces.
SSHFC said the development offers residential plots in three standard sizes — 15 metres by 20 metres, 18 metres by 20 metres and 20 metres by 20 metres — to meet the housing needs of different categories of Gambian families.
The Corporation said it has adopted a transparent and inclusive allocation framework to ensure fairness and equal opportunity for both institutional stakeholders and individual applicants.
It assured the public that institutional arrangements would not disadvantage individual applicants, adding that all allocations would be conducted based on clearly defined eligibility criteria and transparent procedures.
Eligible applicants must be Gambian citizens aged 18 years or above and must demonstrate the financial ability to purchase a plot either through outright payment or an approved mortgage arrangement.
Applicants seeking mortgage financing must not have previously received a plot allocation from SSHFC. Mortgage applications will be assessed by the Allocation Committee based on housing needs and the applicant’s ability to meet repayment obligations within the approved period.
As part of its digital transformation agenda, SSHFC said applications will be processed exclusively through its Mortgage Management System (MMS), accessible via the Corporation’s website from 14 July to 6 August 2026.
The online platform is intended to improve efficiency, transparency and convenience by allowing applicants to submit requests, receive notifications and track the progress of their applications.
Successful applicants will receive offer letters indicating the payment period for required advances or outright payments, while unsuccessful applicants will also be formally notified.
Details of plot pricing are expected to be released on Wednesday, 15 July 2026.
Speaking on the initiative, SSHFC Managing Director Saloum Malang said the Mandinaba Housing Estate represents an important milestone in the Corporation’s efforts to expand access to affordable housing opportunities for Gambians.
“The rollout of the Mandinaba Housing Estate marks another important milestone in our efforts to expand access to affordable land and housing for Gambians,” Malang said.
He adds that SSHFC remains committed to delivering housing projects that are transparent, inclusive and responsive to national needs, while supporting sustainable urban development, employment creation and long-term economic growth.
The Managing Director further assured the public that the corporation would continue to strengthen transparency, accountability and customer service throughout the allocation process.
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